Budget-Treasures
In this section of the video, the creator does a close-out of her bi-weekly paycheck budget and discusses how she struggled with balancing her budget due to discrepancies in the math. She identifies bills that went over budget and those that were under budget, and ultimately had $145.70 leftover after paying all expenses. The speaker emphasizes the importance of having a zero-based budget and learning from budget mistakes. She plans to continue her no-spend journey and encourages her audience to persevere through the process.
In this section of the video, the creator reviews their bi-weekly paycheck budget and closes it out. They note that they were negative in their bill account and did not budget for something they were supposed to take out of their savings. They identify which bills went over budget and which ones came in under budget, and ultimately calculate that they ended up with $481.92 leftover after paying all of their bills. They also mention that they budgeted $100 for groceries.
In this section of the video, the speaker is doing a close-out of her bi-weekly paycheck budget. She mentions some unbudgeted items, including a Microsoft Office bill that caused her to go negative in her account, which she had to white out since she did not budget for it. She also mentions returning items to Fashion Nova and the cost of gasoline, which she had calculated to be $137.25. After deducting all expenses, she had a leftover amount of $145.70. The speaker notes that she wants to start buying pieces from other places because the quality is better and she has started keeping aside an emergency fund account.
In this section, the speaker discusses how she struggled to balance her budget due to discrepancies in the math. She explains that she separated her bill money from her other spending money, as certain payments may not have cleared immediately causing confusion. She also notes that sometimes bank account balances may not reflect the actual available balance, and recommends checking for discrepancies by clicking on the actual balance. In the end, she decides to let the budget be a wash and considers it a lesson learned, emphasizing that it's important to learn from budget mistakes.
In this section of the transcript, the speaker discusses the importance of having a zero-based budget and shares her experience of not properly zeroing out her budget and forgetting to include certain bills. She admits that this was a failure but also an eye-opener for her. The speaker plans to continue with her no-spend journey to stay focused on bills and expenses. She encourages her audience that this is all part of the process and with time, things will become easier. The video ends with the speaker thanking her audience and signing off.
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