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Summarized Videos

Budget-Treasures

BI WEEKLY PAYCHECK BUDGET WITH ME | HOW I COMPLETE MY BUDGET WHEN I DO NOT HAVE ENOUGH BILL MONEY

The video creator shows how she completes her bi-weekly paycheck budget, using the highlighter method to track bills and splitting expenses by paycheck. She discusses having separate accounts for mortgages and bills and talks about reviewing bills for potential cancellations. She also outlines cutting down expenses, including allocating a fixed amount for groceries and cooking low-cost meals while paying the trash bill out of savings, to create a working budget. The budgeter encourages viewers to decrease bills, increase income, and be a good steward of resources while valuing her relationships with viewers and requesting feedback on the channel.

✨ 2020 SAVING CHALLENGES COMPLETED 💵 $5 & $1 CHALLENGE, 12 MONTH CHALLENGE💵HOW MUCH DID I SAVE?✨

The YouTuber completed various savings challenges in 2020, including a coin challenge, a 12-month challenge, a leftover money challenge, and a $5 challenge. In total, she saved $2,923 from the different challenges. She emphasized the importance of accountability and announced her plan to create a system where she can be an accountability partner to her viewers. The video highlights the value of setting savings goals, even if the amounts saved are small. The YouTuber also expressed appreciation for her audience and plans to collaborate with other YouTubers to help small creators reach 1,000 subscribers and be monetized. She encourages viewers to engage by commenting and watching to be eligible for future shout outs in her community stories, posts, and videos.

Bi Weekly Paycheck Budget CLOSE-OUT | To Learn to Succeed, You must first learn to fail

In this section of the video, the creator does a close-out of her bi-weekly paycheck budget and discusses how she struggled with balancing her budget due to discrepancies in the math. She identifies bills that went over budget and those that were under budget, and ultimately had $145.70 leftover after paying all expenses. The speaker emphasizes the importance of having a zero-based budget and learning from budget mistakes. She plans to continue her no-spend journey and encourages her audience to persevere through the process.

Budget With Me | Bi Weekly Paycheck | 1st Paycheck in June | Step by Step Process

In this YouTube video, Jasmine, aka Budget Treasures, takes her viewers through her budgeting process for her bi-weekly paycheck in June. She uses the Budget Mom's budget-by-paycheck workbook and gel pens to plan out her bills, including mortgage and tithing expenses. She has an inflow of $1,272.18 and calculates her fixed expenses for the pay period, leaving her with $670.90 for variable expenses like groceries, household items, toiletries, and gas. To help with her no-spend month, she plans to cut back on grocery spending by purchasing store-brand items and cooking meals that can stretch for a few days. Despite some outstanding bills like Mastercard and car insurance, she is making progress towards her financial goals and shares her excitement about getting her HOA bill handled. She emphasizes the importance of having a system for bill management and encourages her viewers to subscribe to her channel.

CASH ENVELOPE STUFFING | DAILY EXPENSES | SUBSCRIBER GIVEAWAY 🎉

In this video, the YouTuber from Budget Treasures shows viewers how she organizes her cash envelopes for daily expenses and shares her plans for a subscriber giveaway. She separates her paycheck money into different categories such as groceries and personal spending and mentions her use of the Fetch app to earn gift cards. She also shares her strategy of rolling over leftover budgeted money to the following pay period and saving all her coins. The YouTuber adds $5 to her subscriber giveaway envelope and specifies the rules and requirements for entry. She plans to increase the giveaway amount based on her channel's watch time in the future and also shares her savings goals for her emergency fund. Overall, the YouTuber emphasizes her gratitude for her audience and plans to explain these concepts further in her next video.

BI WEEKLY PAYCHECK BUDGET | 1 WEEK CHECK-IN | YOU CAN'T EXPECT WHAT YOU DO NOT INSPECT | PROGRESS

In this YouTube video, the creator emphasizes the importance of regular budget inspections and provides a check-in on her bi-weekly paycheck budget. She updates viewers on her bill payments for the week, including HOA, T-Mobile, and electric bills, and notes that she still has money left in her grocery and household budgets. She also shares updates on her emergency savings and a new document to track her progress with a no-spend challenge and side hustles. Additionally, the creator reflects on a recent experience at the grocery store where she had the opportunity to help someone and emphasizes the importance of having a heart of giving. She also expresses her gratitude for her subscribers and announces a giveaway for reaching 17,000 members in her community.

JUNE GOALS | FINANCES, FITNESS, FAITH, FAMILY, SELF DEVELOPMENT, SIDE HUSTLE | I NEED CHANGE

The video discusses the speaker's June goals, spanning various areas of her life, including finances, fitness, family, faith, self-development, and side hustle. For her finances, she plans a "no spend" month, saving $200, and perfecting her budgeting skills. Under fitness, she aims to walk three times a week and increase physical activity. She also hopes to resolve conflicts, attend family events and find a devotional to build her faith. Additionally, she plans to upload three YouTube videos a week and one social media post a day while exploring additional streams of income to pay off her debt and enrolling in school to pursue higher education.

LOW CASH ENVELOPE STUFFING $185 | STUFFING CASH FOR DAILY EXPENSES

In the YouTube video titled "LOW CASH ENVELOPE STUFFING $185 | STUFFING CASH FOR DAILY EXPENSES," YouTuber Jasmine shares her real financial situations and expresses her gratitude towards her subscribers. She then shows the breakdown of the $185 she will be stuffing into her cash envelopes, using a budget mom cash envelope breakdown sheet and a bank bag to organize her funds. Jasmine rolls over $6 of leftover money from the previous month into the next month's groceries category and distributes funds to other categories such as household, toiletries, and hair. She also has an envelope for giveaways and plans to conduct a poll to decide which type of gift card to purchase for her viewers. The video ends with a reminder to subscribe to her channel and save money.

CASH ENVELOPE STUFFING | DAILY EXPENSES | $498

Jasmine, also known as Budget Treasures, shares her budgeting strategy using cash envelopes and how she prepares them for different categories such as groceries, household items, and savings. In this segment, she goes through the process of cash envelope stuffing for daily expenses, emphasizing the importance of not overspending and being conscientious of needs, especially during tough times. She adds an envelope for hair expenses and a mystery $20 bill to her household envelope, totaling $150. Jasmine prioritizes her envelopes to get back on track and sets aside $25 per paycheck for savings. She suggests possible future vlogs while picking out household items and toiletries.

HOW I BUDGET MY BI WEEKLY PAYCHECK + HOW I PAY PAST DUE BILLS TO CURRENT + STORY TIME 😩

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