Shay-Budgets
In this YouTube video, the speaker discusses their financial goals and plans for the month of June, including paying bills such as car insurance and medical expenses, celebrating their 10th dating anniversary with a date night, and investing 15% of their paychecks. They also plan to save $2,000 for tuition and investments, pay for their Walmart Plus subscription, and potentially sign up for BarkBox for their dog. The speaker notes that they have the income to support their lifestyle and do not have a strict budget, but still plan to stick to their shopping budget of $1,500.
In this section, the YouTuber discusses her financial goals and plans for the month of June 2023. She mentions that she is on track towards an early retirement and is seeking to follow up with her financial advisor to create a plan for the rest of the year. Additionally, she highlights various financial tasks that need attention in June, such as paying car insurance and medical bills. She also plans to celebrate her 10th dating anniversary by commemorating it with a date night. The YouTuber also briefly mentions that both she and her husband work in public education and will be off work for the summer.
In this section of the video, the speaker discusses their plans for their monthly budget in June 2023. They mention that they will not be working for much of June and July, but they will still receive steady paychecks. They plan to celebrate their anniversary with a date night on the 16th and potentially attend a monthly event in the evening during June while they are out of school. They will also pay for their Walmart Plus subscription for another year for $98 and try to save $2,000 from their income for tuition and investments. They also plan to invest 15% of their paychecks and have to pay for registration and insurance on their truck that is not being used. They need to save $354 in sinking funds and buy party supplies for a themed party they will be having. Finally, they debate whether or not to sign up for BarkBox for their dog.
In this section of the transcript, the speaker discusses her goals and tasks for the month of June. She considers introducing her daughter to a subscription box service, while also canceling and restarting Hulu to take advantage of a new subscription deal. The speaker then goes on to list her monthly bills, which include her gym membership for $59, a car payment of $314.34, cable at $40, and pest control at $60. Her mortgage payment has increased to $1,611.23, which is higher than her original budget, but she still considers it worth it to own a home.
In this section, the YouTuber discusses their monthly budget plan for June. They start by looking at their electricity bill, which they expect to remain around the same amount as before. They then compare their previous year's bills to predict future expenses and anticipate higher electricity bills in July. The budget plan includes bills for water/sewer, Amazon music, security, life insurance, pet insurance, and Netflix, as well as a budget for shopping and investing. The YouTuber is confident that they can stick to their shopping budget of $1,500, but they may need to use savings or credit card points to cover unexpected expenses such as medical bills, co-pays, and dental bills. Overall, they're happy that their income allows them to have a budget that's not too strict.
In this section, the speaker mentions that they do not have a strict budget, as they have the income to support their lifestyle due to their careers and the way they live their lives. Although they may buy more than they would have many years ago, they present their June 2023 budget which is not set in stone. The video ends with a call to action for viewers to subscribe, as the upcoming video will be a June plan with me video.
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