NoShade.Vision

Summarized Videos

Clever-Girl-Finance

17 Ideas To Save More Money Each Month! | Clever Girl Finance

The founder and CEO of Clever Girl Finance shares several tips on how to save money each month, including paying off debt, paying in cash, cutting back on grocery expenses, cancelling subscriptions, and exercising at home instead of at a gym. Moreover, suggestions such as buying non-perishable items and staples in bulk, meal prepping, automating finances, and looking for deals in the pre-owned market are also given to help achieve financial goals. The video concludes by encouraging viewers to visit Clever Girl Finance's website and Instagram page for free courses and worksheets.

How To Become Financially Stable In 9 Steps | Clever Girl Finance

In "How to Become Financially Stable in 9 Steps" by Clever Girl Finance, Founder and CEO Bola Shokumbi explains how to achieve financial stability through nine essential steps. Shokumbi emphasizes the significance of understanding one's current financial situation, adopting frugal habits, and setting realistic financial goals. The video also discusses building emergency savings and avoiding unnecessary debt along with improving financial literacy through various free courses. Moreover, the video suggests ways to increase income while limiting lifestyle creep, by focusing on saving, paying off debt, and investing, while making room for fun activities in the budget.

9 Money Leaks Affecting Your Finances And How To Fix Them | Clever Girl Finance

The CEO of Clever Girl Finance highlights multiple areas where people tend to overspend, including food waste, bank fees, subscriptions, branded products, coffee, and gym memberships. Small changes, such as staying on top of budgets, canceling unused subscriptions, switching to store brands, and negotiating gym membership contracts, can save significant amounts of money. Additionally, evaluating insurance policies and reassessing daily expenses to identify money leaks and redirect the money to financial goals can improve overall financial health.

How To Create Multiple Sources Of Income 💪 💰 | Clever Girl Finance

The video discusses three main types of income streams to create long-term financial stability: active income, passive income, and portfolio income. Active income involves exchanging time and skills for money, while passive income requires initial groundwork and occasional maintenance. Portfolio income comes from investment portfolios. The video emphasizes the importance of patience and research before pursuing any income streams, and promotes Clever Girl Finance as a resource for free courses and an active community.

How To Make The 50 30-20 Budget Work For You | Clever Girl Finance

This video discusses how to make the 50-30-20 budgeting method work for you, which involves dividing your finances into three categories: 50% for needs, 30% for wants, and 20% for savings. The video also emphasizes the importance of understanding your after-tax income and clarifies that debt repayments can fall under the needs category. The speaker encourages viewers to try out this method and find the budgeting method that works best for them while also promoting the free resources on the Clever Girl Finance website.

How To Survive A Job You Hate | Clever Girl Finance

The video provides tips for how to survive and navigate through a job that you hate until you can quit and find a job that makes you happy. The tips include setting daily goals, finding a work friend, decorating your space, taking breaks, and dealing with a toxic co-worker. It’s important to leave the job on good terms, and the video also provides tips for quitting a job you hate, such as updating your resume, saving money, and networking. Viewers are encouraged to share their own tips for surviving a difficult job and check out the free resources available on the Clever Girl Finance website.

How To Save Up For A House Down Payment | Clever Girl Finance

The founder and CEO of Clever Girl Finance provides tips on saving for a house down payment, including determining the exact amount needed, adding a line item to the budget, automating transfers, opening a separate account, and considering associated costs. She emphasizes the importance of improving credit to save money on mortgage interest as even a half percentage point can mean hundreds of dollars in payments. Additionally, she advises having extra cash put aside outside of the down payment for expenses such as closing costs and home improvements.

How An Accountability Partner Can Help You Succeed! | Clever Girl Finance

The video "How An Accountability Partner Can Help You Succeed! | Clever Girl Finance" discusses the advantages of having an accountability partner to achieve your goals. Finding someone with similar aspirations, compatible communication style, and a shared investment in progress is essential. By prioritizing communication and setting clear and specific goals and deadlines, individuals can track their progress and stay accountable. The partnership provides support, motivation, and guidance to overcome obstacles and achieve success. Clevergirlfinance.com also offers resources to aid in achieving financial goals.

8 Personal Finance Questions To Ask Yourself Today! 🤔 | Clever Girl Finance

In this video, the founder and CEO of Clever Girl Finance introduces eight personal finance questions aimed at helping viewers plan and create a secure financial future. Topics explored include where you see yourself financially in the next five years, preparing for job loss and emergencies, creating a workable budget, understanding debt interest rates, saving for retirement, making investments and obtaining financial education. The speaker also offers advice on creating a debt repayment plan and increasing income while improving credit rating. The Clever Girl Finance website provides resources such as worksheets and podcasts to help viewers become smarter about personal finance.

How To Save $5000 In 3 Months! | Clever Girl Finance

The video provides tips on how to save $5,000 in 3 months, such as using discounts and coupons, finding ways to increase income, reexamining expenses and redirecting funds towards savings, and focusing on small savings. The speaker also advises viewers to plan ahead with shopping and look for items to sell at home, while emphasizing the importance of not overspending. Following a budget and paying oneself first through automated savings is stressed to help achieve savings goals, even if it takes longer than three months to reach them.